Six investments for making a start in life

So how exactly does one begin to make a start in life? 

Years ago, people used to just go to work, save for a car and a house, then work to pay them off. Nowadays it has become more complicated. 

In a world that requires you to be more, you need to have more to make a successful start.

Here are six investments one should make to get a good start to their life:
1. Education: It’s funny just how many people leave school thinking they won’t ever need any more education, and that they are finished. Education comes in many shapes and forms however, and a few essential skills are really required to leverage your abilities in the beginning. These skills are broken down into subsections:

  • Occupational Education: Learning and becoming an expert within a specific occupation will help you to improve your abilities and results when seeking higher paying employment as you progress through life.
  • Technical Education: As computers become more and more a part of everyday society, technical skills are becoming an essential that are often overlooked in some university courses. It is likely that in the future everyone will need to have their own website, as well as the ability to prepare quality documentation and reports, special graphs and timelines, etc. in order to be able to efficiently leverage their personal services. I personally found TAFE colleges provided a lot of this ability for me, and now I am teaching friends at university the skills I learned at a much more cost-effective price.
  • Financial Education: Learning about how to manage finances is so crucial to a successful and happy retirement, but it is always overlooked. Take responsibility for your actions and begin learning about how to financially prosper in your life.
  • International Education: As we become a more global society, learning about how other countries work is becoming more and more important. In particular, being able to understand cultural differences, different rules, regulations and languages is a good habits to start investing in while you are young.

2. A Car: While some people may protest to the contrary, I firmly believe investing in a car despite some of the associated costs is a huge benefit when starting out in life. 

Why do I believe this? I offer the following suggestions:

  • Independence: Owning a car begins to help individuals learn the importance of transporting themselves around, and not relying on others.
  • Responsibility: Learning how to be a responsible citizen can be perfectly demonstrated through driving. Other people’s lives are at risk based on how you act in a car.
  • Ability to travel: When I was in my teenage years, I remember that going to bigger shopping malls was a huge hassle, as I would have to spend half the day either waiting or sitting on public transport. With a car, it only takes half an hour.
  • Increased employment opportunities: Most people overlook just how important a car is in their life until they have not had one for a while. Without a car, you are not able to get to higher paying jobs that provide more hours. Some jobs offer travel which is an opportunity usually missed without a car.

Please note: I don’t recommend that anyone gets a loan for their first car (or any car for that matter). Just get a small, economical car that is cheap. I didn’t get a loan for my car, but I wish I had got a more fuel efficient car, as I would have had more disposable cash.
3. Savings: Establishing a savings pattern as early as possible is the best idea I have been introduced to. Saving to spend on holidays or a iPhone is not a good idea, but saving and keeping money in the bank has many benefits, including:

  • Increased confidence: You won’t be so dependant on a job if you have money in the bank.
  • Leverage: If you lose a job or don’t get enough hours, savings can help you to get through the lean times (provided they are topped up again).
  • Investment opportunities: the ability to invest in your own business or other investments is a great opportunity that usually requires some capital set aside.

4. A computer: Investing in your own computer is a must! Here’s why:

  • Needed for work tasks: Most jobs require a computer nowadays to some degree.
  • A social outlet: Facebook, twitter, etc. are an important way of staying in touch with difficult to reach friends.
  • Income: You can start a business online (such as on eBay, or a website of your own) and begin making extra income.
  • Research: Ability to ‘Google’ any subject known to man.
  • Opportunity: Having my own computer has put me in an interesting situation where the company I work for allows me to be able to work from home.

5. A camera: Having a way to take photos of those moments that in years time you will want to look back on is a great opportunity. 

If a camera can film you can also make videos to upload to your blog or Youtube.
6: Travel: I haven’t had the ability to travel yet, but I am planning to do so in the next few years. 

Travel provides a number of opportunities, namely:

  • Experience of different cultures.
  • Learn a new language.
  • Experience different foods.
  • Make new friends.
  • Enjoy some time away from the norm.
  • Develop new priorities in life.

There are other things you can invest in when first starting out in life. These six however will provide new opportunities and experiences. 

What things did you invest in when making a start in life, that you have found to be of benefit to you?


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